Freezin' Our Buns

I have a confession to make.
While I have pledged not to turn on the heat until November 1, we won't exactly be without a source of warmth until then.

On Tuesday we're having a woodburning insert installed in our unusable fireplace.

I know, I know... what happened to the poverty party and frugality?

All I can say is, the purchase is likely symptomatic of a larger pattern and indicative of the etiology of our debt.

Huh?

Okay, basically, it illustrates why we owe so much money in the first place - buying on credit.

But, in my defense, I do have a plan.

Really, I do.

We're working on next month's budget right now, well, later today. And in the budget I will be frugal and wise.

I promise.

But for now, I'm going to enjoy my new fireplace.